autofinancingloan.com is not a lender and does not make loans or credit decisions. autofinancingloan.com provides a marketplace service only and is not acting as a representative, agent, or correspondent for any service provider or lender. autofinancingloan.com does not endorse any particular service provider, lender, or loan product. You are under no obligation to use autofinancingloan.com’s service to initiate contact with, apply for credit from, or accept any loan product from any service provider or lender. This service is not available in all states.
There is no fee for you to submit a loan inquiry at autofinancingloan.com. autofinancingloan.com is not a lender and does not provide lending services. Based on the information you submit, autofinancingloan.com will search its vast network of authorized lenders in order to connect you to a lender that may be able to serve your needs.
In some cases, lenders and other service providers will only check your credit by using a soft inquiry that does not affect your credit score. However, some lenders require credit scores from one or more of the three major credit reporting bureaus (Experian, Equifax, and TransUnion), and therefore by using this service, you consent that the lender and their service providers may evaluate your credit history and qualifications by performing a credit inquiry through a major credit bureau or an alternative provider such as Teletrack, DP Bureau or others. Credit checks through alternative providers usually will not affect your credit score.
If your loan request is accepted by a lender, you will be redirected to an e-signature page on the lender’s website. All fees and rate information charged by the lender should be disclosed to you at that time. You should carefully and thoroughly review the fees and rate information provided by the lender before agreeing to the terms of the loan or signing any documents. You are under no obligation to accept the terms.
If you decide the loan terms provided by the lender are acceptable and wish to proceed, you may e-signature the document evidencing your agreement with those terms. Upon signing, you will enter into a legally binding contract with the lender and will be responsible for all costs and risks associated with the contract. Your contractual obligations are to the lender, and not to autofinancingloan.com. Please remember that the loan fees and interest rates you agree to are determined solely by the lender and not autofinancingloan.com.
Consumers facing debt and credit difficulties should seek out debt and credit advisory help. You are encouraged to consult the Rates and Fees page of this website to learn more about the risks involved with cash advances. You also should review local laws and regulations governing cash advances and explore possible alternatives to a short term loan.
autofinancingloan.com is not available in all states and is not soliciting business in states that prohibit this type of financing. Nevertheless, as between you and autofinancingloan.com, all such interaction is deemed to have taken place in the state of California regardless of where you access the website.
autofinancingloan.com does not guarantee that your loan request will be accepted by an authorized lender or other service provider. If you are offered a loan, autofinancingloan.com does not guarantee that the fees and rates will be acceptable to you or that your loan will be funded. All decisions relating to your loan are the lenders’ decisions, not autofinancingloan.com’s. You have the final say whether to accept a loan on the terms offered.
You acknowledge, agree, and authorize that (a) your information may be sent to lenders and/or third-party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.